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College Factual  by our College Data Analytics Team
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2026 Best Value Liberal Arts / Sciences & Humanities Schools in Kentucky

21 Colleges in the United States
$18,259 Avg Student Debt
$40,588 Avg Median Earnings (10yr)
2026 Best Value Liberal Arts / Sciences & Humanities Badge [Liberal Arts / Sciences & Humanities](/majors/liberal-arts-sciences-humanities/) degree programs vary widely in price and payoff across the country. A high-value program keeps cost low while graduates go on to earn well.

For its 2026 best-value ranking, College Factual looked at 40 schools to find the best return on investment for liberal arts / sciences & humanities students.

What’s on this page:

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2026 Best Value Liberal Arts / Sciences & Humanities Schools in Kentucky

If you want to know which schools deliver the best value for the liberal arts / sciences & humanities degrees they offer, see the list below.

Best Value Liberal Arts / Sciences & Humanities Schools

1

Southcentral Kentucky Community And Technical College tops our 2026 list of the best value liberal arts / sciences & humanities schools in Kentucky. Southcentral Kentucky Community And Technical College is a moderately-sized public school located in the city of Bowling Green. Expect in-state tuition and fees of around $4,728, compared with $6,432 for out-of-state students. Students borrow a median of $10,949 to complete the liberal arts / sciences & humanities program here. Early-career liberal arts / sciences & humanities graduates make about $27,263. Set against $10,949 in median debt, that is a healthy payoff.

2

The strong cost-to-outcome balance at Hazard Community And Technical College earned it the #2 place for liberal arts / sciences & humanities. Located in the town of Hazard, Hazard Community And Technical College is a mid-sized public university. In-state tuition and fees average $4,728, compared with $6,432 for out-of-state students. Typical student debt for liberal arts / sciences & humanities graduates is $10,442. Soon after graduation, liberal arts / sciences & humanities degree recipients from Hazard Community And Technical College generally make around $27,569. Set against $10,442 in median debt, that is a healthy payoff.

3

A rank of #3 makes Owensboro Community And Technical College one of the best values for liberal arts / sciences & humanities. Set in the rural area of Owensboro, Owensboro Community And Technical College is a moderately-sized public institution. Students from in state pay about $4,728 in tuition and fees, while out-of-state students pay about $6,432. Typical student debt for liberal arts / sciences & humanities graduates is $9,386. Liberal Arts / Sciences & Humanities graduates of Owensboro Community And Technical College earn a median of $26,002 early in their careers. That is a strong return on a $9,386 median debt.

4

Students looking for strong value in liberal arts / sciences & humanities will find it at Hopkinsville Community College, which ranked #4. Located in the town of Hopkinsville, Hopkinsville Community College is a mid-sized public university. Students from in state pay about $4,728 in tuition and fees, while out-of-state students pay about $6,432. Liberal Arts / Sciences & Humanities graduates carry a median of $9,500 in student loans. Soon after graduation, liberal arts / sciences & humanities degree recipients from Hopkinsville Community College generally make around $27,978. Set against $9,500 in median debt, that is a healthy payoff.

5

A rank of #5 makes Southeast Kentucky Community And Technical College one of the best values for liberal arts / sciences & humanities. Southeast Kentucky Community And Technical College is a mid-sized public school located in the rural area of Cumberland. In-state tuition and fees average $4,728, compared with $6,432 for out-of-state students. Students borrow a median of $8,900 to complete the liberal arts / sciences & humanities program here. Liberal Arts / Sciences & Humanities graduates of Southeast Kentucky Community And Technical College earn a median of $26,182 early in their careers. That is a strong return on a $8,900 median debt.

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6

West Kentucky Community And Technical College landed the #6 spot for liberal arts / sciences & humanities value this year. Located in the city of Paducah, West Kentucky Community And Technical College is a moderately-sized public university. Students from in state pay about $4,728 in tuition and fees, compared with $6,432 for out-of-state students. Typical student debt for liberal arts / sciences & humanities graduates is $9,531. Early-career liberal arts / sciences & humanities graduates make about $26,590. That is a strong return on a $9,531 median debt.

7

Somerset Community College earned the #7 position for value in liberal arts / sciences & humanities this year. Somerset Community College is a moderately-sized public school located in the town of Somerset. The average in-state cost of tuition and fees is $4,728, compared with $6,432 for out-of-state students. Students borrow a median of $12,625 to complete the liberal arts / sciences & humanities program here. Soon after graduation, liberal arts / sciences & humanities degree recipients from Somerset Community College generally make around $24,279. Weighed against typical debt, the earnings make a compelling case for value.

8

Ashland Community And Technical College came in at #8 for value in liberal arts / sciences & humanities this year. Ashland Community And Technical College is a mid-sized public school located in the city of Ashland. In-state tuition and fees average $4,728, compared with $6,432 for out-of-state students. Liberal Arts / Sciences & Humanities graduates carry a median of $13,399 in student loans. Soon after graduation, liberal arts / sciences & humanities degree recipients from Ashland Community And Technical College generally make around $27,263. Weighed against typical debt, the earnings make a compelling case for value.

9

Big Sandy Community And Technical College came in at #9 for value in liberal arts / sciences & humanities this year. Located in the town of Prestonsburg, Big Sandy Community And Technical College is a mid-sized public university. Expect in-state tuition and fees of around $4,728, while out-of-state students pay about $6,432. Typical student debt for liberal arts / sciences & humanities graduates is $8,129. Soon after graduation, liberal arts / sciences & humanities degree recipients from Big Sandy Community And Technical College generally make around $22,504. That is a strong return on a $8,129 median debt.

10

Elizabethtown Community And Technical College ranked #10 on our 2026 list of the best value liberal arts / sciences & humanities schools. Located in the city of Elizabethtown, Elizabethtown Community And Technical College is a moderately-sized public university. In-state tuition and fees average $4,728, with out-of-state students paying around $6,432. Students borrow a median of $11,000 to complete the liberal arts / sciences & humanities program here. Soon after graduation, liberal arts / sciences & humanities degree recipients from Elizabethtown Community And Technical College generally make around $28,792. That is a strong return on a $11,000 median debt.

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11

Bluegrass Community And Technical College came in at #11 for value in liberal arts / sciences & humanities this year. Bluegrass Community And Technical College is a large public school located in the city of Lexington. Expect in-state tuition and fees of around $4,808, while out-of-state students pay about $6,512. Typical student debt for liberal arts / sciences & humanities graduates is $12,000. Soon after graduation, liberal arts / sciences & humanities degree recipients from Bluegrass Community And Technical College generally make around $30,467. That is a strong return on a $12,000 median debt.

12

Henderson Community College ranked #12 on our 2026 list of the best value liberal arts / sciences & humanities schools. Located in the rural area of Henderson, Henderson Community College is a small public university. The average in-state cost of tuition and fees is $4,728, while out-of-state students pay about $6,432. Typical student debt for liberal arts / sciences & humanities graduates is $11,516. Soon after graduation, liberal arts / sciences & humanities degree recipients from Henderson Community College generally make around $30,204. Set against $11,516 in median debt, that is a healthy payoff.

13

Gateway Community And Technical College landed the #13 spot for liberal arts / sciences & humanities value this year. Located in the suburb of Florence, Gateway Community And Technical College is a moderately-sized public university. In-state tuition and fees average $4,728, with out-of-state students paying around $6,432. Typical student debt for liberal arts / sciences & humanities graduates is $12,400. Liberal Arts / Sciences & Humanities graduates of Gateway Community And Technical College earn a median of $36,311 early in their careers. Weighed against typical debt, the earnings make a compelling case for value.

14

Maysville Community And Technical College landed the #14 spot for liberal arts / sciences & humanities value this year. Set in the rural area of Maysville, Maysville Community And Technical College is a moderately-sized public institution. In-state tuition and fees average $4,728, with out-of-state students paying around $6,432. Typical student debt for liberal arts / sciences & humanities graduates is $12,703. Soon after graduation, liberal arts / sciences & humanities degree recipients from Maysville Community And Technical College generally make around $27,342. Set against $12,703 in median debt, that is a healthy payoff.

15

Jefferson Community And Technical College ranked #15 on our 2026 list of the best value liberal arts / sciences & humanities schools. Jefferson Community And Technical College is a large public school located in the city of Louisville. Students from in state pay about $4,808 in tuition and fees, with out-of-state students paying around $6,512. Typical student debt for liberal arts / sciences & humanities graduates is $13,730. Soon after graduation, liberal arts / sciences & humanities degree recipients from Jefferson Community And Technical College generally make around $36,623. That is a strong return on a $13,730 median debt.

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16

Madisonville Community College landed the #16 spot for liberal arts / sciences & humanities value this year. Set in the town of Madisonville, Madisonville Community College is a moderately-sized public institution. In-state tuition and fees average $4,728, while out-of-state students pay about $6,432. Liberal Arts / Sciences & Humanities graduates carry a median of $9,218 in student loans. Liberal Arts / Sciences & Humanities graduates of Madisonville Community College earn a median of $24,019 early in their careers. That is a strong return on a $9,218 median debt.

17
Northern Kentucky University crest
Northern Kentucky University
Highland Heights, KY

Northern Kentucky University placed #17 among the best values for liberal arts / sciences & humanities. Set in the suburb of Highland Heights, Northern Kentucky University is a large public institution. In-state tuition and fees average $11,088, with out-of-state students paying around $21,912. Typical student debt for liberal arts / sciences & humanities graduates is $25,813. Early-career liberal arts / sciences & humanities graduates make about $36,072. Set against $25,813 in median debt, that is a healthy payoff. Northern Kentucky University admits about 68% of applicants.

18

Murray State University landed the #18 spot for liberal arts / sciences & humanities value this year. Set in the town of Murray, Murray State University is a large public institution. The average in-state cost of tuition and fees is $9,900, with out-of-state students paying around $19,836. Typical student debt for liberal arts / sciences & humanities graduates is $28,162. Liberal Arts / Sciences & Humanities graduates of Murray State University earn a median of $34,304 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Murray State University admits about 86% of applicants.

19

Kentucky State University placed #19 among the best values for liberal arts / sciences & humanities. Set in the town of Frankfort, Kentucky State University is a mid-sized public institution. In-state tuition and fees average $9,387, while out-of-state students pay about $13,578. Students borrow a median of $29,774 to complete the liberal arts / sciences & humanities program here. Early-career liberal arts / sciences & humanities graduates make about $28,497. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 96%.

20

University Of The Cumberlands earned the #20 position for value in liberal arts / sciences & humanities this year. University Of The Cumberlands is a very large private not-for-profit school located in the town of Williamsburg. The average in-state cost of tuition and fees is $9,875. Liberal Arts / Sciences & Humanities graduates carry a median of $22,868 in student loans. Liberal Arts / Sciences & Humanities graduates of University Of The Cumberlands earn a median of $50,547 early in their careers. Set against $22,868 in median debt, that is a healthy payoff. University Of The Cumberlands admits about 99% of applicants.

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21

Eastern Kentucky University placed #21 among the best values for liberal arts / sciences & humanities. Eastern Kentucky University is a large public school located in the town of Richmond. The average in-state cost of tuition and fees is $10,320, with out-of-state students paying around $21,230. Liberal Arts / Sciences & Humanities graduates carry a median of $22,813 in student loans. Soon after graduation, liberal arts / sciences & humanities degree recipients from Eastern Kentucky University generally make around $31,231. Set against $22,813 in median debt, that is a healthy payoff. The acceptance rate is 78%.

22

Morehead State University ranked #22 on our 2026 list of the best value liberal arts / sciences & humanities schools. Located in the town of Morehead, Morehead State University is a moderately-sized public university. In-state tuition and fees average $10,024, while out-of-state students pay about $14,980. Typical student debt for liberal arts / sciences & humanities graduates is $25,739. Liberal Arts / Sciences & Humanities graduates of Morehead State University earn a median of $27,564 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Roughly 77% of applicants are accepted.

23
Western Kentucky University crest
Western Kentucky University
Bowling Green, KY

Western Kentucky University earned the #23 position for value in liberal arts / sciences & humanities this year. Western Kentucky University is a large public school located in the city of Bowling Green. In-state tuition and fees average $11,652, with out-of-state students paying around $27,000. Liberal Arts / Sciences & Humanities graduates carry a median of $22,446 in student loans. Liberal Arts / Sciences & Humanities graduates of Western Kentucky University earn a median of $35,746 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Western Kentucky University admits about 94% of applicants.

24

Lindsey Wilson College earned the #24 position for value in liberal arts / sciences & humanities this year. Lindsey Wilson College is a moderately-sized private not-for-profit school located in the town of Columbia. Expect in-state tuition and fees of around $27,808. Liberal Arts / Sciences & Humanities graduates carry a median of $24,119 in student loans. Early-career liberal arts / sciences & humanities graduates make about $37,808. Weighed against typical debt, the earnings make a compelling case for value.

25

University Of Kentucky ranked #25 on our 2026 list of the best value liberal arts / sciences & humanities schools. Set in the city of Lexington, University Of Kentucky is a very large public institution. The average in-state cost of tuition and fees is $13,502, while out-of-state students pay about $34,140. Typical student debt for liberal arts / sciences & humanities graduates is $30,690. Liberal Arts / Sciences & Humanities graduates of University Of Kentucky earn a median of $33,700 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Roughly 93% of applicants are accepted.

Rest of the Top 30 Best Value Liberal Arts / Sciences & Humanities Schools

Not far behind, these schools also offered excellent value in liberal arts / sciences & humanities:

26
27
Campbellsville University crest
Campbellsville University
Campbellsville, KY
28
Thomas More College crest
Thomas More College
Crestview Hills, KY
29
Bellarmine University crest
Bellarmine University
Louisville, KY
30
Union College Kentucky crest
Union College Kentucky
Barbourville, KY

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Notes and References

The ranking above is published by College Factual (MF_RANKING_2025), 2026 edition. Schools are scored on the balance of cost (tuition and student debt) against student outcomes (post-graduation earnings) — a measure of return on investment, drawn primarily from the U.S. Department of Education (IPEDS and College Scorecard).

Ranking method: College Major Best Value · 40 schools evaluated.

*Averages shown above reflect the top 21 ranked schools only.

More about our data sources and methodologies.

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