[Insurance](/majors/business-management-marketing-sales/insurance/) programs reward a close look at where your money goes furthest. The best values balance affordable tuition against strong post-graduation earnings.
To produce this 2026 ranking, College Factual evaluated 100 schools on the balance of cost and outcomes for insurance students.
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Finding the Best Value Insurance School for You
The right insurance school can pay off for years to come. That is why we developed our Best Value Insurance Schools ranking. We score each school on the balance of tuition, student debt, and post-graduation earnings to surface the best value.
Since the program you select can have a significant impact on your future, we offer several rankings, including this Best Value Insurance Schools list, to help you choose. Want schools in a particular part of the country? Narrow the list by region or state.
Harper College earned the #1 spot for value among insurance schools in the United States. Located in the suburb of Palatine, Harper College is a very large public university. Expect in-state tuition and fees of around $3,894, with out-of-state students paying around $11,874. Typical student debt for insurance graduates is $10,963. Soon after graduation, insurance degree recipients from Harper College generally make around $44,523. Weighed against typical debt, the earnings make a compelling case for value.
The strong cost-to-outcome balance at Florida State University earned it the #2 place for insurance. Located in the city of Tallahassee, Florida State University is a very large public university. The average in-state cost of tuition and fees is $6,517, while out-of-state students pay about $21,683. Typical student debt for insurance graduates is $21,500. Insurance graduates of Florida State University earn a median of $75,804 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 24%.
The strong cost-to-outcome balance at Eastern Kentucky University earned it the #3 place for insurance. Located in the town of Richmond, Eastern Kentucky University is a large public university. In-state tuition and fees average $10,320, while out-of-state students pay about $21,230. Typical student debt for insurance graduates is $25,122. Insurance graduates of Eastern Kentucky University earn a median of $44,792 early in their careers. That is a strong return on a $25,122 median debt. Eastern Kentucky University admits about 78% of applicants.
A rank of #4 makes University Of Georgia one of the best values for insurance. Set in the city of Athens, University Of Georgia is a very large public institution. Expect in-state tuition and fees of around $11,450, compared with $31,688 for out-of-state students. Students borrow a median of $22,394 to complete the insurance program here. Early-career insurance graduates make about $64,131. Set against $22,394 in median debt, that is a healthy payoff. University Of Georgia admits about 38% of applicants.
University Of Mississippi Main Campus came in at #5 on our 2026 list of the best value insurance schools. University Of Mississippi Main Campus is a very large public school located in the town of University. The average in-state cost of tuition and fees is $9,772, with out-of-state students paying around $28,600. Students borrow a median of $22,500 to complete the insurance program here. Early-career insurance graduates make about $55,154. That is a strong return on a $22,500 median debt. University Of Mississippi Main Campus admits about 97% of applicants.
University Of Louisiana Monroe ranked #6 on our 2026 list of the best value insurance schools. Set in the city of Monroe, University Of Louisiana Monroe is a moderately-sized public institution. The average in-state cost of tuition and fees is $9,190, with out-of-state students paying around $21,290. Students borrow a median of $22,957 to complete the insurance program here. Soon after graduation, insurance degree recipients from University Of Louisiana Monroe generally make around $49,294. Set against $22,957 in median debt, that is a healthy payoff. Roughly 85% of applicants are accepted.
University Of North Texas came in at #7 for value in insurance this year. University Of North Texas is a very large public school located in the city of Denton. Expect in-state tuition and fees of around $11,309, compared with $21,149 for out-of-state students. Insurance graduates carry a median of $21,204 in student loans. Early-career insurance graduates make about $59,022. Weighed against typical debt, the earnings make a compelling case for value. Roughly 72% of applicants are accepted.
University Of Wisconsin Oshkosh placed #8 among the best values for insurance. Set in the city of Oshkosh, University Of Wisconsin Oshkosh is a large public institution. In-state tuition and fees average $8,532, with out-of-state students paying around $16,446. Insurance graduates carry a median of $24,619 in student loans. Soon after graduation, insurance degree recipients from University Of Wisconsin Oshkosh generally make around $50,590. Set against $24,619 in median debt, that is a healthy payoff. University Of Wisconsin Oshkosh admits about 86% of applicants.
University Of Wisconsin Madison came in at #9 for value in insurance this year. Located in the city of Madison, University Of Wisconsin Madison is a very large public university. In-state tuition and fees average $11,603, with out-of-state students paying around $42,103. Insurance graduates carry a median of $20,500 in student loans. Insurance graduates of University Of Wisconsin Madison earn a median of $78,796 early in their careers. That is a strong return on a $20,500 median debt. Roughly 45% of applicants are accepted.
University Of Houston Downtown earned the #10 position for value in insurance this year. Set in the city of Houston, University Of Houston Downtown is a large public institution. In-state tuition and fees average $7,582, compared with $17,434 for out-of-state students. Typical student debt for insurance graduates is $23,925. Soon after graduation, insurance degree recipients from University Of Houston Downtown generally make around $46,298. Weighed against typical debt, the earnings make a compelling case for value. University Of Houston Downtown admits about 90% of applicants.
University Of Minnesota Twin Cities earned the #11 position for value in insurance this year. Located in the city of Minneapolis, University Of Minnesota Twin Cities is a very large public university. The average in-state cost of tuition and fees is $17,214, with out-of-state students paying around $38,362. Insurance graduates carry a median of $21,577 in student loans. Insurance graduates of University Of Minnesota Twin Cities earn a median of $56,395 early in their careers. Set against $21,577 in median debt, that is a healthy payoff. The acceptance rate is 80%.
Appalachian State University landed the #12 spot for insurance value this year. Set in the town of Boone, Appalachian State University is a very large public institution. The average in-state cost of tuition and fees is $7,579, with out-of-state students paying around $25,212. Typical student debt for insurance graduates is $18,625. Soon after graduation, insurance degree recipients from Appalachian State University generally make around $55,611. That is a strong return on a $18,625 median debt. Roughly 90% of applicants are accepted.
University Of Kansas placed #13 among the best values for insurance. Located in the city of Lawrence, University Of Kansas is a very large public university. Expect in-state tuition and fees of around $12,102, with out-of-state students paying around $30,432. Typical student debt for insurance graduates is $23,608. Early-career insurance graduates make about $56,289. That is a strong return on a $23,608 median debt. The acceptance rate is 94%.
Georgia State University earned the #14 position for value in insurance this year. Set in the city of Atlanta, Georgia State University is a very large public institution. Students from in state pay about $8,664 in tuition and fees, with out-of-state students paying around $24,840. Insurance graduates carry a median of $26,000 in student loans. Insurance graduates of Georgia State University earn a median of $57,949 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 55%.
Kansas State University landed the #15 spot for insurance value this year. Kansas State University is a very large public school located in the city of Manhattan. Expect in-state tuition and fees of around $11,221, compared with $28,568 for out-of-state students. Typical student debt for insurance graduates is $23,546. Early-career insurance graduates make about $51,543. Set against $23,546 in median debt, that is a healthy payoff. Roughly 82% of applicants are accepted.
University Of Central Arkansas landed the #16 spot for insurance value this year. Located in the city of Conway, University Of Central Arkansas is a large public university. Students from in state pay about $10,523 in tuition and fees, with out-of-state students paying around $18,023. Typical student debt for insurance graduates is $22,920. Early-career insurance graduates make about $45,696. Weighed against typical debt, the earnings make a compelling case for value. Roughly 90% of applicants are accepted.
Pittsburg State University came in at #17 for value in insurance this year. Pittsburg State University is a moderately-sized public school located in the town of Pittsburg. The average in-state cost of tuition and fees is $8,400, with out-of-state students paying around $19,744. Typical student debt for insurance graduates is $22,669. Soon after graduation, insurance degree recipients from Pittsburg State University generally make around $50,003. Weighed against typical debt, the earnings make a compelling case for value. Roughly 89% of applicants are accepted.
Missouri State University Springfield came in at #18 for value in insurance this year. Set in the city of Springfield, Missouri State University Springfield is a very large public institution. In-state tuition and fees average $9,502, with out-of-state students paying around $18,770. Students borrow a median of $24,408 to complete the insurance program here. Early-career insurance graduates make about $51,094. That is a strong return on a $24,408 median debt. Missouri State University Springfield admits about 90% of applicants.
Illinois State University came in at #19 for value in insurance this year. Set in the suburb of Normal, Illinois State University is a very large public institution. Expect in-state tuition and fees of around $14,410, compared with $26,058 for out-of-state students. Typical student debt for insurance graduates is $19,500. Insurance graduates of Illinois State University earn a median of $51,499 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 88%.
Columbia University In The City Of New York landed the #20 spot for insurance value this year. Columbia University In The City Of New York is a very large private not-for-profit school located in the city of New York. Expect in-state tuition and fees of around $70,517. Typical student debt for insurance graduates is $23,258. Early-career insurance graduates make about $86,770. Weighed against typical debt, the earnings make a compelling case for value. Columbia University In The City Of New York admits about 4% of applicants.
University Of Missouri Columbia placed #21 among the best values for insurance. Located in the city of Columbia, University Of Missouri Columbia is a very large public university. Expect in-state tuition and fees of around $14,837, compared with $36,056 for out-of-state students. Insurance graduates carry a median of $21,818 in student loans. Early-career insurance graduates make about $62,377. Weighed against typical debt, the earnings make a compelling case for value. Roughly 78% of applicants are accepted.
University Of Central Oklahoma placed #22 among the best values for insurance. Set in the suburb of Edmond, University Of Central Oklahoma is a large public institution. The average in-state cost of tuition and fees is $8,818, compared with $19,704 for out-of-state students. Insurance graduates carry a median of $23,321 in student loans. Soon after graduation, insurance degree recipients from University Of Central Oklahoma generally make around $50,182. That is a strong return on a $23,321 median debt. University Of Central Oklahoma admits about 78% of applicants.
University Of Iowa earned the #23 position for value in insurance this year. Located in the city of Iowa City, University Of Iowa is a very large public university. In-state tuition and fees average $11,283, with out-of-state students paying around $33,371. Insurance graduates carry a median of $21,300 in student loans. Insurance graduates of University Of Iowa earn a median of $62,250 early in their careers. That is a strong return on a $21,300 median debt. University Of Iowa admits about 84% of applicants.
Olivet College ranked #24 on our 2026 list of the best value insurance schools. Located in the rural area of Olivet, Olivet College is a small private not-for-profit university. The average in-state cost of tuition and fees is $34,068. Insurance graduates carry a median of $24,710 in student loans. Insurance graduates of Olivet College earn a median of $56,027 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Roughly 83% of applicants are accepted.
University Of Cincinnati Main Campus placed #25 among the best values for insurance. Located in the city of Cincinnati, University Of Cincinnati Main Campus is a very large public university. Expect in-state tuition and fees of around $13,363, with out-of-state students paying around $28,697. Typical student debt for insurance graduates is $23,530. Soon after graduation, insurance degree recipients from University Of Cincinnati Main Campus generally make around $58,659. Set against $23,530 in median debt, that is a healthy payoff. Roughly 85% of applicants are accepted.
Rest of the Top 29 Best Value Insurance Schools
These schools also delivered strong value for insurance this year:
This list is compiled by College Factual (MF_RANKING_2025), 2026 edition. Schools are scored on the balance of cost (tuition and student debt) against student outcomes (post-graduation earnings) — a measure of return on investment, drawn primarily from the U.S. Department of Education (IPEDS and College Scorecard).
Ranking method: College Major Best Value · 100 schools evaluated.
*Averages shown above reflect the top 27 ranked schools only.
The Integrated Postsecondary Education Data System (IPEDS) from the National Center for Education Statistics (NCES), a branch of the U.S. Department of Education (DOE), serves as the core of our data about colleges.
Some other college data, including much of the graduate earnings data, comes from the U.S. Department of Education’s (College Scorecard).
[Insurance](/majors/business-management-marketing-sales/insurance/) programs reward a close look at where your money goes furthest. The best values balance affordable tuition against strong post-graduation earnings.
