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2026 Best Value Insurance Schools in the United States
If you want to know which schools deliver the best value for the insurance degrees they offer, see the list below.
Best Value Insurance Schools
Leading the list is Florida State University, our #1 best value for insurance in the United States. Located in the city of Tallahassee, Florida State University is a very large public university. The average in-state cost of tuition and fees is $6,517, compared with $21,683 for out-of-state students. Students borrow a median of $21,500 to complete the insurance program here. Insurance graduates of Florida State University earn a median of $61,071 early in their careers. Set against $21,500 in median debt, that is a healthy payoff. Roughly 24% of applicants are accepted.
The strong cost-to-outcome balance at Eastern Kentucky University earned it the #2 place for insurance. Located in the town of Richmond, Eastern Kentucky University is a large public university. In-state tuition and fees average $10,320, with out-of-state students paying around $21,230. Insurance graduates carry a median of $25,122 in student loans. Insurance graduates of Eastern Kentucky University earn a median of $44,792 early in their careers. That is a strong return on a $25,122 median debt. Eastern Kentucky University admits about 78% of applicants.
A rank of #3 makes University Of Georgia one of the best values for insurance. Set in the city of Athens, University Of Georgia is a very large public institution. Students from in state pay about $11,450 in tuition and fees, compared with $31,688 for out-of-state students. Typical student debt for insurance graduates is $22,394. Insurance graduates of University Of Georgia earn a median of $64,131 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Roughly 38% of applicants are accepted.
Students looking for strong value in insurance will find it at University Of Mississippi Main Campus, which ranked #4. Set in the town of University, University Of Mississippi Main Campus is a very large public institution. Students from in state pay about $9,772 in tuition and fees, with out-of-state students paying around $28,600. Insurance graduates carry a median of $22,500 in student loans. Early-career insurance graduates make about $55,154. That is a strong return on a $22,500 median debt. Roughly 97% of applicants are accepted.
Students looking for strong value in insurance will find it at University Of Louisiana Monroe, which ranked #5. Located in the city of Monroe, University Of Louisiana Monroe is a moderately-sized public university. Students from in state pay about $9,190 in tuition and fees, compared with $21,290 for out-of-state students. Typical student debt for insurance graduates is $22,957. Soon after graduation, insurance degree recipients from University Of Louisiana Monroe generally make around $49,294. That is a strong return on a $22,957 median debt. The acceptance rate is 85%.
ADBLOCK #101
University Of North Texas ranked #6 on our 2026 list of the best value insurance schools. Located in the city of Denton, University Of North Texas is a very large public university. Expect in-state tuition and fees of around $11,309, while out-of-state students pay about $21,149. Insurance graduates carry a median of $21,204 in student loans. Insurance graduates of University Of North Texas earn a median of $59,022 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Roughly 72% of applicants are accepted.
University Of Wisconsin Madison came in at #7 for value in insurance this year. Set in the city of Madison, University Of Wisconsin Madison is a very large public institution. The average in-state cost of tuition and fees is $11,603, compared with $42,103 for out-of-state students. Insurance graduates carry a median of $20,500 in student loans. Soon after graduation, insurance degree recipients from University Of Wisconsin Madison generally make around $78,796. That is a strong return on a $20,500 median debt. Roughly 45% of applicants are accepted.
University Of Houston Downtown earned the #8 position for value in insurance this year. Located in the city of Houston, University Of Houston Downtown is a large public university. The average in-state cost of tuition and fees is $7,582, with out-of-state students paying around $17,434. Students borrow a median of $23,925 to complete the insurance program here. Insurance graduates of University Of Houston Downtown earn a median of $46,298 early in their careers. Set against $23,925 in median debt, that is a healthy payoff. University Of Houston Downtown admits about 90% of applicants.
University Of Minnesota Twin Cities came in at #9 for value in insurance this year. University Of Minnesota Twin Cities is a very large public school located in the city of Minneapolis. The average in-state cost of tuition and fees is $17,214, while out-of-state students pay about $38,362. Students borrow a median of $21,577 to complete the insurance program here. Early-career insurance graduates make about $56,395. That is a strong return on a $21,577 median debt. University Of Minnesota Twin Cities admits about 80% of applicants.
Appalachian State University ranked #10 on our 2026 list of the best value insurance schools. Appalachian State University is a very large public school located in the town of Boone. Expect in-state tuition and fees of around $7,579, with out-of-state students paying around $25,212. Insurance graduates carry a median of $18,625 in student loans. Insurance graduates of Appalachian State University earn a median of $55,611 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. Roughly 90% of applicants are accepted.
Georgia State University placed #11 among the best values for insurance. Set in the city of Atlanta, Georgia State University is a very large public institution. In-state tuition and fees average $8,664, with out-of-state students paying around $24,840. Typical student debt for insurance graduates is $26,000. Early-career insurance graduates make about $57,949. Set against $26,000 in median debt, that is a healthy payoff. The acceptance rate is 55%.
University Of Central Arkansas landed the #12 spot for insurance value this year. University Of Central Arkansas is a large public school located in the city of Conway. In-state tuition and fees average $10,523, while out-of-state students pay about $18,023. Students borrow a median of $22,920 to complete the insurance program here. Insurance graduates of University Of Central Arkansas earn a median of $45,696 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 90%.
Missouri State University Springfield placed #13 among the best values for insurance. Missouri State University Springfield is a very large public school located in the city of Springfield. The average in-state cost of tuition and fees is $9,502, with out-of-state students paying around $18,770. Insurance graduates carry a median of $24,408 in student loans. Early-career insurance graduates make about $51,094. That is a strong return on a $24,408 median debt. Roughly 90% of applicants are accepted.
Illinois State University landed the #14 spot for insurance value this year. Illinois State University is a very large public school located in the suburb of Normal. Students from in state pay about $14,410 in tuition and fees, while out-of-state students pay about $26,058. Insurance graduates carry a median of $19,500 in student loans. Soon after graduation, insurance degree recipients from Illinois State University generally make around $51,499. Set against $19,500 in median debt, that is a healthy payoff. Illinois State University admits about 88% of applicants.
University Of Central Oklahoma earned the #15 position for value in insurance this year. Set in the suburb of Edmond, University Of Central Oklahoma is a large public institution. Students from in state pay about $8,818 in tuition and fees, while out-of-state students pay about $19,704. Students borrow a median of $23,321 to complete the insurance program here. Early-career insurance graduates make about $50,182. Weighed against typical debt, the earnings make a compelling case for value. Roughly 78% of applicants are accepted.
Olivet College came in at #16 for value in insurance this year. Located in the rural area of Olivet, Olivet College is a small private not-for-profit university. Students from in state pay about $34,068 in tuition and fees. Students borrow a median of $24,710 to complete the insurance program here. Insurance graduates of Olivet College earn a median of $56,027 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 83%.
University Of Cincinnati Main Campus placed #17 among the best values for insurance. Set in the city of Cincinnati, University Of Cincinnati Main Campus is a very large public institution. The average in-state cost of tuition and fees is $13,363, while out-of-state students pay about $28,697. Students borrow a median of $23,530 to complete the insurance program here. Insurance graduates of University Of Cincinnati Main Campus earn a median of $58,659 early in their careers. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 85%.
University Of South Carolina Columbia placed #18 among the best values for insurance. Set in the city of Columbia, University Of South Carolina Columbia is a very large public institution. Expect in-state tuition and fees of around $12,688, while out-of-state students pay about $36,298. Typical student debt for insurance graduates is $25,995. Early-career insurance graduates make about $63,417. Set against $25,995 in median debt, that is a healthy payoff. Roughly 60% of applicants are accepted.
St Johns University New York placed #19 among the best values for insurance. Located in the city of Queens, St Johns University New York is a very large private not-for-profit university. The average in-state cost of tuition and fees is $53,529. Insurance graduates carry a median of $24,125 in student loans. Early-career insurance graduates make about $70,752. Set against $24,125 in median debt, that is a healthy payoff. St Johns University New York admits about 83% of applicants.
Saint Josephs University came in at #20 for value in insurance this year. Saint Josephs University is a moderately-sized private not-for-profit school located in the city of Philadelphia. Expect in-state tuition and fees of around $53,260. Insurance graduates carry a median of $23,016 in student loans. Early-career insurance graduates make about $66,523. Set against $23,016 in median debt, that is a healthy payoff. The acceptance rate is 89%.
[Insurance](/majors/business-management-marketing-sales/insurance/) degree programs vary widely in price and payoff across the country. A high-value program keeps cost low while graduates go on to earn well.
